Is this a good time for first time home buyers to consider a Tampa home? It’s a familiar question with the economy in the state it is in. Here are a few reasons why a home is still a great investment for first time home buyers.
Pride of Ownership
This will never go away no matter what the economy is like. Owning your own home is the American dream for a reason. It just feels good to take care of a Tampa home that’s yours and yours alone.
Tax Incentives
Owning your own home is one of the best tax deductions. The new stimulus plan makes that tax incentive better than ever before. Not only can you deduct your interest payments on your tax forms this year and for every year during the life of your mortgage, the stimulus plan allows a huge homebuyer tax credit of $8,000 for homes purchased in 2009 by first time home buyers.
Your property taxes are deductible too. Many first time home buyers understand that they can deduct the mortgage payment interest but don’t realize they can declare their property tax as well for an even bigger yearly deduction.
Equity
Yes, even now, you will begin to build equity with each year you’re in your new home. Equity improves your credit worthiness and gives you options for loans in the future if you need them.
Take the first step toward buying a new home and contact me. I’ll help you find the perfect place for you and your family. And, I’ll help you get it at a great price. Call me now or email me at Blog@SweetHomeTampaBlog.com.
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